Diversified
Insurance Brokers
will take care of all your Short Term Medical needs. If you require
major medical coverage for up to one year, you're in the right place.
We recommend you start with
Secure Med STM, except if you live/sell in
MAINE,
MASS., NEW HAMPSHIRE, NEW JERSEY, NEW YORK and VERMONT
New
Secure Saver Plan is designed to keep
premiums low without exposing your clients to high deductibles. Offering
daily maximums: $250, $500, $750 or $1000. Plan pays 100% of the
expenses in excess of the daily maximum for all covered in-network
expenses. Premium savings up to 30-40% less than the Secure STM plan.
Other Short Term Medical quote options include:
Secure 12x3 STM and
Secure Lite STM
It is best to first use the online quoting and enrolling tool, if your
state is not covered or licensed, then submit the proposal to
Diversified. We have several underwriters and can find a suitable
policy for your state. Click here
to submit a proposal request directly to Diversified.
If you need major
medical for one year or more, go to the
Individual Medical page for more
information.
Short
Term Medical is ideal for many people. You should consider this type of
policy if you are:
between jobs
in a waiting period for coverage
at a new job
a college student or recent
graduate
a temporary or seasonal employee
a dependent falling off your
parent's plan
You have the ability
to choose the benefits that best meet your individual needs and budget.
You are provided with a number of deductible levels, payment options and
length of coverage choices. You are able to choose any doctors and
hospitals, $1,000,000 coverage, doctor visits, emergency treatment,
hospital stays, surgery, prescription drugs and other medical needs.